One card-reader fits all for online banking

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Good news if you do online banking with several different banks.

You only need one card-reader.

The card-readers are all the same bar the branding.

So if you bank with Barclays, NatWest, Nationwide, RBS and no doubt others too, you can get away with only carrying one card-reader around with you.

I’ve tried it with a couple of the major banks and building societies and I can confirm that all cards and card readers are compatible.

They’re using the APAC – UK payments association – standard. There’s some background on this slightly out of date page on the APACs website

It’s still a pain to have to carry one around though. Puts a terrible bulge in the pocket!

Online barking with Banclays

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I’ve just received my PINsentry device from Barclays.


It’s the size of a pocket calculator (remeber those?) or a largish mobile phone.

So to do online banking with Barclays, you now have to carry this device around with you everywhere you go as well as have your bank card handy.

This is meant to make things super-secure.

I don’t know about anyone else but I have five online bank accounts which I check fairly regularly. Does this mean I’m going to end up having to lug five of these devices around everywhere I go?

Perhaps someone could design bank-agnostic device that works for any bank card?

More on the PINsentry at BBC NEWS | Business | Barclays steps up online security